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Thursday, September 8, 2016

Sideshow: Another Weirdly Obsessive Foreclosure Blogger

Sorry to say I don't have any news about Hank and Helen that isn't available on the GoFundMe. It's not clear to me that the dodgy loans and lenders and the irregularities in the foreclosure are being challenged by someone on Hank and Helen's side. I hope to hear that they will be.

(This LINK takes you to the home page of this blog.)

I did come across a fascinating blog that gave highlights of a foreclosure as told by renters in the dwelling, who wanted to buy the house before and after it sold at auction. Here's the spoiler: there was no denouement. The narrator posted on June 26, 2013, and not again. But she left a clue, and it all tied up nicely in the end.

The blog is here: https://suckersinscamerica.blogspot.com

The house is here: 3558 Seafarer Drive, Oceanside, CA


When the blogger leased the house it was owned by a couple with a Czech surname, Hreha. (That's nothing. I have a great grandmother with no vowels in her maiden name.) The Hrehas sold up in Fallbrook in 2000 and acquired their Oceanside folly in a year not listed on PropertyShark. They're not big players in the story, really, but you could say they lit the match. I don't know if they were living in the Oceanside home when Google went by and captured the bubblicious buggy. Things hadn't completely gone to crud at the dawn of 2007, but by December there would have been a lot of Corvettes on Craigslist, priced with pleas like "take over payments OBO."

The Hrehas split the scene not long after the blogger, her mate, and their child leased their house, happy with a two-year term that might or might not have stood up in court, if the Hrehas were already in arrears or worse when they wrote it. Regardless, all Hrehas were AWOL, and then it was trustees and trustee substitutions and threats and posted notices, until the fateful day when the blog spigot went dry.

I happened upon the blog while looking for a picture of a guilty pendejo called Ric Juarez who once or twice inked his moniker on documents meant to frighten me into surrendering something worth nearly $1,000,000, into which I'd sunk close $300,000. His name-scribbling career is funded by a law firm that was mentioned at least once in the Oceanside blog, and those maricones had the audacity to violate the stay I thought I had in my bankruptcy case. More than once.
Hang on. I do know what happened.

The blogger and her man didn't buy the Oceanside chalet. It was purchased for $378,000 at the end of December 2103, by people who might not even know what went on with the property before it was finally listed for real. The husband is some kind of egghead researching cells and DNA, though, so they probably searched the web for the address before they went all in. Eggheads do that. Mr. and Mrs. Egghead snagged a nice deal. Based on dollars per square foot, the house on Seafarer Drive must have been worth somewhere in the mid-$600,000s. (That's gleaned from the rightmost column of the following table, by averaging the values for 2013 and 2014 shown in the third and fourth rows.)


It was the story of a zero-gravity tug-of-war over something as abstract as home and as solid as earth but only of value to the contestants in the long run depending on patterns of ink dots on leaves of bleached and flattened wood pulp.

It was from the point of view of a renter who had plenty of skin in the game, but wasn't plagued by the self-cursing that surrounds losing something one once owned. Instead, she was saddened by difficulties she faced in getting something she wanted. Like the best of the foreclosure bloggers, she became fascinated by the blatant extra-legality of the goings-on and got good at researching the all-nasty entities that moved in and out of focus, claiming more or less enthusiastically that they owned the place and that they would or wouldn't sue her or sell it to her.

Maybe she and her partner took cash for keys, if there was any, and moved out physically and mentally. I hope they found secure lodging and I must say thank you, and congratulations. The blog was a good read, and it's a pleasure to see someone take the bull by the horns and push back against the beast for as long as this blogger did.


It took a few more minutes of research, but the blog did conclude, after all. The blogger's profile picture changed, on June 26, 2013, to a photo posted on G+ that day. The un-Oceansidey trees are the giveaway.  One more jump onto the 'Shark, and the fuzzy was in focus.


I hope they love Fallbrook as much as couple of my friends from San Diego did. They moved there after university to raise a family. The cynics railed, but they were firm, and they were right.

I wonder if the Hrehas regret leaving. Someone else can investigate that. It's a 6.2 mile drive for the blogger, but I don't see her wanting anything from the past.